Corporate Credit Analyst
Our client looks for those who challenge convention. What makes their people extraordinary is what makes our client out of the ordinary. Our client encourages a culture of respect and a working environment that nurtures extraordinary performance. They have retained E2W to find female candidates that shares passion, client focus and an entrepreneurial spirit for the role of Corporate Credit Analyst.
What is the overall objective of your role?
Credit deal management (70%)
- Participate in Credit Committee meetings and progress to become a voting member of the committee.
- Initially under the guidance of existing team members, manage and present a range of items on the UK Credit agendas as required by the team.
- Provide members of the Credit Committee with appropriate business, credit and financial analysis of proposed counterparties and transactions.
- Assessing and recording annual reviews, new corporate hedging proposals, and increases or amendments to facilities across various asset classes.
- Writing up decisions, outcomes and conditions that form part of the Credit Committee's view, and presenting summarises of transactions, showing a balanced view of the risks and rationale for the transactions.
- Research counterparties, markets and/or products as required and provide detailed insight to Credit and Risk Management stakeholders, as required.
- Work with the Credit Administrators to facilitate an efficient Credit process by ensuring all required information is available to the Credit Committee for its decision making.
Credit Portfolio Analytics (30%)
- Assist other team members to prepare, format and write portfolio reviews across various asset classes on the banks’ balance sheet.
- Assist other team members in the preparation, methodology and presentation of stress testing scenarios and analysis across the different asset classes.
- Assist other team members to prepare deal summaries and transaction updates for credit reporting of the loan book to the board, rating agencies and other stakeholders.
- Use initiative to research and develop further analytical approaches to each portfolio (quantitative and qualitative).
- Be a key point of contact for Credit Reporting to ensure accuracy of reporting dashboards and that these are in line with Risk Appetite and Senior Management requirements.
What core competencies do we look for?
- Knowledge of credit analysis techniques, adapting them as necessary to the specific counterparty and product as required.
- Knowledge of relevant accounting standards and keeping aware of changes therein.
- Good knowledge of MS Office.
- Working knowledge of Bloomberg and/or other financial research and portfolio management tools.
Skills and how they are applied:
- Financial analytical skills and the ability to interpret financial statements and make a judgement
- Sense of commerciality and assessment of risk versus return
- The ability to write an informed credit review for a transaction to be submitted to Credit Committee
- Educated to strong undergraduate degree level at a minimum
- Experience in banking and finance, preferably within a fast-paced corporate or investment banking environment
- Strong attention to detail, ability to work independently and conduct a deep level of research and analysis on own initiative
- Strong numerical, written and verbal reasoning skills
- Good interpersonal skills and communication skills
Back to opportunities